aeartiext@outlook.fr

= There was a time when my “budget” was nothing more than a napkin with coffee stains and the words […]

= I still remember the night I sat on my tiny apartment floor, surrounded by crumpled receipts and a half-empty

= I still remember the first “budget planner” I ever made. It was nothing fancy—just a crumpled napkin with coffee

= I still remember the first time I tried using a budget planner app. It was on a gloomy Tuesday

= I still remember the night I scribbled my first “monthly budget planner” on the back of a takeout receipt.

= I still remember the night I sat at my tiny kitchen table, a crumpled receipt in one hand and

= I still laugh when I think about my first “budget.” It was a crumpled napkin, stained with coffee rings,

= I still remember the first time I tried to make a budget planner. It was a scrappy little thing

= There was a time when my “budget planner” was a crumpled napkin with coffee stains and the words “NO

= I still remember the night I scribbled my very first budget on a crumpled napkin at a dimly lit